Location: Admin Building - 3450 S Highland Dr, SLC UT 84106

Hours: 9:00 am – 6:00 pm, Monday – Friday

Pay: $20.00 - $27.00/hour, depending on experience

The experience you need to succeed:

• Three plus years in mortgage loan originations. Proven track record for high volume production.
• Current NMLS Licensing.
• Valid driver’s license and reliable vehicle.
• Be able to work effectively with the public in person, visa the phone, and email. Must be professional and able to handle a high pressure fast paced changing environment.
• Strong listening, marketing, relationship-building, communication, interpersonal and organizational skills.
• Effectively work with a variety of computer programs.
• Excellent attention to detail.
• Strong communication, interpersonal and organizational skills.
• High integrity and confidentiality.
• Excellent attention to detail.
• Must have High School diploma or equivalent G.E.D.
• Thorough understanding and knowledge of mortgage products and rates both within the Credit Union and industry overall.
• Operation of business machinery to include Xerox, computers, and ten-key calculators. Working knowledge of Microsoft Word/Excel, Outlook email, Mortgagebot, mortgage calculator and cell phones.

What you’ll do:

• Call on Real Estate agents and builders and other sources to develop a network of referral partners.
• Originates mortgage loans to meet individual & department production goals.
  • Must Originate a minimum of $1,000,000 or 5 loans per month.

• Consults with members on the advantages and disadvantages of various mortgage products to help determine the best option for each member’s financial situation. Set proper expectations of loan process including time frame.
• Communicates with all parties on a regular basis. Monitor overall customer interaction and interfaces with all parties involved on each individual loan from application until closing.
• Focus on marketing and promotional strategies to attract new purchase business, promoting a broad spectrum of mortgage products.
• Develops expertise on mortgage products offered by the credit union as well as secondary market and in-house products including loan pricing, compliance disclosures, qualifications, and documentation requirements.
• Evaluates documentation provided by the borrowers to ensure qualification of secondary market purchase or in-house guidelines. Works closely with member and processing department to complete files for approval.
• Accurate at loan pricing and fee disclosures.
• Services existing credit union member’s needs.
• Continually study and stay current on new mortgage lending guidelines, regulations, market updates and loan programs. Continue to expand knowledge of issues influencing the industry.
• Completes required training and licensing to assure compliance with all mortgage regulations.
• Work incoming assigned mortgage applications from the internet, phone call inquiries, walk ins and branch referrals from relationships cultivated by the MC2.
• Proactively creates opportunities to talk to potential mortgage borrowers in the branches, at events and using outbound calling lists.
• Identifies opportunities for referrals back to the branches including HELOC, auto, credit Cards, savings, etc.
• Understands the Bank Secrecy Act and how it is applied.

Your Purpose will be:

Every employee is responsible for fulfilling our Mission Statement: To improve the financial well-being of our members, while providing world class service.

The Mortgage Consultant 2 (MC2) is responsible for developing and maintaining relationships with realtors and builder partners. 50% of your time would be dedicated to building these relationships. Must meet with potential borrowers and members guiding them through the mortgage process from start to finish. Expected to maintain a loan pipeline, meet mortgage loan production, and branch referral goals set by management and regularly communicate with borrowers. Will originate high quality mortgage loans and follow through with the entire loan process to assure a positive member experience.

Perks for you:

• Opportunity for advancement and career growth.
• Ongoing paid training opportunities.
• 12 paid holidays and paid time off.
• Affordable health insurance options for all employees.
• Flexible Spending and Dependent Care accounts.
• 14.47% 401(k) contribution (no matching necessary).
• Credit Union benefits including discounts on credit card interest rates and discounts on mortgage loan fees.

Get to know UFirst Credit Union:

The UFirst Credit Union, previously known as University Credit Union, is a full-service financial co-operative, serving the needs of over 100,000 member-owners and their communities in Utah. Established at the University of Utah, UFirst Credit Union provides the best rates and service on whatever products its members need whether it's a mortgage, auto, or commercial loan.

Our vision is, “Making the difference to every member, every day!” This is not only accomplished through the world-class service we strive to provide to each member, but also through our ongoing community outreach projects. The Credit Union is also making the difference to our employees by encouraging ongoing development and continued opportunism for advancement.