Job description

The following list outlines the responsibilities of the loan officers and is not intended to be an all-inclusive list:

• Knowledge of financial products/commodities a must;
• Be able to analyze all types of credit requests, financial statements, tax returns, credit reports, cash flows; and counsel debtors on financial condition and workouts if necessary;
• Evaluate credit worthiness by processing loan applications and preparing documentation within the specified limits and timelines required;
• Interview applicants to determine financial eligibility and feasibility of granting credit;
• Adhere to the policies approved by the Board of Directors and maintained in the bank’s policy manual;
• Follow the guidance of regulatory agencies to remain in compliance with all federal guidelines;
• Determine all applicable qualifications in setting up repayment plans;
• Communicate with clients either to request or provide information;
• Justify decisions, approvals or rejections, and document all information in determining decisions and being able to explain the decision;
• Complete loan contracts and explain all details of the loan agreement;
• Update job knowledge on types of loans and other financial services;
• Maintain and update customer records;
• Be able to cross sell other services offered by the bank to customers;
• Assess customer needs, explore all options and introduce different types of loans;
• Go the “extra mile” to build trust, customer loyalty and satisfaction throughout the underwriting process;
• Maintain customer confidence by keeping all personal and loan information confidential;
• Be knowledgeable about all the services offered by the bank and be willing to learn more about those services to make yourself more valuable;
• Be prepared to perform other duties, not necessarily related to loan functions;
• Show willingness and take the initiative to learn more and do more than just loan duties;
• Always provide friendly customer service and be willing to assist the customer in any way possible;
• Maintain a positive attitude;
• Good personality and outgoing to meet the community;
• Work well with fellow employees;
• Any other duties of which you are requested to perform.

Job Type: Full-time

Pay: $2,100.00 - $3,600.00 per month

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee discount
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Physical setting:

• Office

Schedule:

• 8 hour shift

Supplemental pay types:

• Bonus pay

Ability to commute/relocate:

• Saint Paris, OH 43072: Reliably commute or planning to relocate before starting work (Required)

Application Question(s):

• Are you willing to work Saturdays?

Experience:

• Loan origination: 1 year (Preferred)

Work Location: One location

www.arclintfl.com is the go-to platform for job seekers looking for the best job postings from around the web. With a focus on quality, the platform guarantees that all job postings are from reliable sources and are up-to-date. It also offers a variety of tools to help users find the perfect job for them, such as searching by location and filtering by industry. Furthermore, www.arclintfl.com provides helpful resources like resume tips and career advice to give job seekers an edge in their search. With its commitment to quality and user-friendliness, www.arclintfl.com is the ideal place to find your next job.